Ethical Cash Advance Solutions: Screening Method & Scorecard

Sep 1, 2025

Ethics

Scorecard Dimensions

Pricing & cost transparency
Data minimization & user control
Overdraft prevention & safeguards
Hardship & repayment flexibility
Exit ramps & dependency reduction tooling

Applying the Screen

Weight criteria (e.g. 25/20/20/20/15) and compute composite scores from publicly verifiable factors.

Improvement Pathways

Providers can publish API scopes, clarify optional vs required fees, and add built-in budgeting overlays.

Internal Links

Educational; not a ratings endorsement.