Overdraft Prevention Strategies with Cash Advance Apps

Primary Overdraft Triggers

Mismatched repayment pulls, duplicate bank connections, and weekend posting gaps.

Buffer Logic

Maintain a small protected balance (e.g. $25) and schedule pulls 1 business day post deposit confirmation.

Connection Hygiene

Remove stale aggregator connections; reauthorize rather than adding duplicate to preserve data continuity.

Notification Stack

Enable low-balance alerts, repayment reminders, and unusual activity notifications across bank + app.

Internal Links

• Repayment Timing
• Deposit Pending Guide

Informational only; bank policies differ.