Earned Wage Access Data Privacy Checklist (Employee Edition)

Connecting payroll and bank data to wage access platforms increases exposure surface. This checklist helps minimize unnecessary data sharing and sustain oversight.

Scope Minimization

• Only connect primary deposit account (avoid full financial graph).
• Decline optional marketing data sharing toggles.
• Review requested permission scopes before authorizing aggregator.

Connection Hygiene

1. Quarterly review: remove inactive bank connections.
2. Rotate aggregator credentials when changing banks.
3. Disable push notifications not tied to security or repayment.

Data Handling Questions

Ask provider support or review policy for: retention timeframe, third‑party analytics sharing, de‑identification process, breach notification SLA.

Personal Data Log Template

Revocation Plan

When ceasing usage: repay outstanding advances, revoke bank aggregator token, request data deletion (retain confirmation email).

Internal Links

• Data Privacy Deep Dive
• Ethical Scorecard
• Connection Errors

Checklist only; verify platform-specific policies directly.